About Us

Tidewater Finance Company was established in 1992 and is proud to serve as one of the leading subprime lenders in the indirect finance industry. Our two divisions are Tidewater Credit Services, LLC, providing indirect consumer retail finance options and Tidewater Motor Credit, providing indirect consumer auto financing.


As a nationwide special finance provider, TMC works with both independent and franchise dealerships to provide subprime auto financing options to customers. TMC offers a variety of lending programs for consumers and a fast and simple funding process for dealers.

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Our company is headquartered in Virginia Beach, Virginia and services over 1,000 automobile and retail dealers throughout the United States. We currently employ over 300 employees dedicated to working with our dealers and customers, providing them with the highest level of customer service.